Terms & Conditions

Last Updated: 25/02/2025

Welcome to Ramsey Writes! These Terms and Conditions ("Terms") outline the rules and regulations for using www.ramseywrites.com. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please refrain from using our website.

1. Website Owner & Offering

This website (www.ramseywrites.com) is owned and operated by Torus Publishing. This website offers visitors access to books, articles, and exclusive content, with the ability to purchase books directly through the site. These Terms form a legally binding agreement between the website owner and all visitors or customers.

2. Who Can Use This Website

To use this website and/or purchase books, you must:

Be at least 18 years old or the legal age in your jurisdiction.
Possess the legal right and authority to enter into this agreement.
Not use this website for any unlawful activity or in violation of any applicable laws.

If using this website is prohibited in your jurisdiction, you may not use it.

3. Purchases & Payments

When purchasing an item from www.ramseywrites.com, you agree that:

You are responsible for reading the full item description before making a purchase.
Your purchase forms a legally binding contract between you and Ramsey Writes.
Prices are subject to change at any time without prior notice.
All payments are securely processed through Wix’s payment system, compliant with PCI-DSS standards.

4. Return & Refund Policy

We want you to love your purchase! However, due to the nature of digital and physical book sales, we adhere to the following refund policy:

Digital books & downloads: All sales are final (non-refundable).
Physical books: Returns accepted within 14 days of receipt if the book is undamaged and in its original packaging.
Refunds will be processed via the original payment method.

If you have issues with your order, please contact info@ramseywrites.com.

5. Changes to the Website & Services

We reserve the right to:

Modify or discontinue any service or product without prior notice.
Adjust pricing at any time.
Restrict access to parts of the website for maintenance or other reasons.

6. Intellectual Property Rights

All content on www.ramseywrites.com, including but not limited to text, images, logos, book descriptions, and designs, is the exclusive property of Ramsey Writes and is protected by copyright laws.

You may not:

Reproduce, copy, distribute, or sell any content without permission.
Use the website content for commercial purposes without written consent.

Unauthorized use of this content may result in legal action.

7. User Conduct & Account Suspension

We reserve the right to suspend or terminate your access to the website if you:

Violate these Terms.
Engage in illegal, fraudulent, or harmful activities.
Attempt to distribute spam, malware, or offensive content.

Termination of access may occur without notice.

8. Disclaimer of Warranties & Liability

To the maximum extent permitted by law, Ramsey Writes makes no guarantees regarding:

The uninterrupted or error-free operation of the website.
The accuracy, completeness, or reliability of content.
Any loss or damage resulting from using the website or services.

You use this website at your own risk.

9. Indemnification

By using this website, you agree to indemnify Ramsey Writes from any claims, damages, or losses arising from:

Your misuse of the website or its content.
Any breach of these Terms by you.
Any infringement of intellectual property rights caused by your actions.

10. Right to Modify Terms

We may update these Terms from time to time. Any modifications will be posted on this page with the updated date.

Continued use of the website after any changes constitutes acceptance of the new Terms.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Seattle, USA.

12. Contact Information

For questions, concerns, or customer support, please reach out at info@ramseywrites.com